Litigation is an avenue by which patients can seek justice for their injuries, but it’s certainly not swift justice. The civil litigation process is thought of in terms of months and years, not weeks. Although it is possible for some cases to settle relatively quickly, a settlement that takes two years or even longer is not unheard of. Major pharmaceutical companies have the resources and legal teams necessary to keep lawsuits tied up—and keep the patients waiting for a paycheck.

As a result, many of these patients have bills piling up that they can’t pay, like medical expenses to deal with the injuries inflicted by dangerous drugs. Some badly injured patients are no longer able to work, which means they also have the hardship of lost wages. It’s not uncommon for these plaintiffs to accrue significant credit card debt or personal loans, simply to pay their everyday expenses.

Additionally, medical debt is among the most common reasons why people file for bankruptcy.

These plaintiffs, unfortunately, are unaware that it’s possible to get a pre-settlement cash advance.

How can plaintiffs get money before getting a settlement?

Through a third-party company, it’s possible for plaintiffs involved with dangerous drug lawsuits to take out cash advances against their future settlement. Plaintiffs who take out these cash advances prefer them to personal loans from banks and credit unions. Whether or not they obtain a favorable outcome for their lawsuit, the plaintiffs have to repay traditional loans—and this is the key difference between loans and settlement advances.

With cash advances on settlements from LawStreet Capital, if plaintiffs do not secure compensation from the defendants—either through a settlement or jury award—they owe nothing. Neither the principal nor the interest on the cash advance needs to be repaid if the lawsuit is lost.

This may sound too good to be true, but it’s actually common in the legal field. Your lawyer is probably working on a contingency basis, which means you don’t owe legal fees unless you get a settlement or jury award.

How can plaintiffs apply for pre-settlement cash advances?

The application process is simple, and you can get approved in just 24 hours. But before you apply, make sure you choose the right company. There are plenty of unscrupulous lawsuit funding companies out there. Make sure the company you choose is a direct lender—not an intermediary—and has clear, no-strings-attached terms with no hidden fees. A company like LawStreet Capital fulfills all of these requirements, and more.

LawStreet Capital doesn’t require any credit checks or employment verification. That’s because we understand patients who have filed lawsuits against Big Pharma might not be able to work, and have probably gone into debt just to make ends meet. We know times are tough, and we want to help.

The simple application form on our website requests only basic information, like your attorney’s name and contact information. You can also call us toll-free at 866-FUND-662 with your questions. And remember—we never charge hidden fees, and our rates are among the lowest you’ll find anywhere.

More information on Big Pharma settlement cash advances:

1. American Bar Association, Steps in a Trial, https://www.americanbar.org/groups/public_education/resources/law_related_education_network/how_courts_work/steps_in_a_trial2.html
2. Investopedia, Top 5 Reasons Why People Go Bankrupt, http://www.investopedia.com/slide-show/top-5-reasons-why-people-go-bankrupt/